Risk-adjusted rates or a case of gender discrimination?
That's exactly what Connecticut lawmakers are trying to figure out, according to the Hartford Courant. This week, lawmakers heard testimony on a proposal to ban the consideration of gender in determining health insurance rates on the individual market.
A report released by the National Women's Law Center in September found that 40-year-old women in Connecticut pay an average of four to 48 percent more for health insurance than 40-year-old males enrolled in the exact same plan. The range of variation in premiums increases for women over 55—they can pay anywhere between 37 percent more or 22 percent less than their male counterparts.